*,*::before,*::after{box-sizing:border-box}
body{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;margin:0;color:#1a1a1a;background:#F5F2EF;line-height:1.65}
img{max-width:100%;height:auto;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3{font-weight:800;line-height:1.2}
.header{background:#1D3557;color:#fff}
.nav{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px;padding:16px 0}
.nav a{color:#fff;font-weight:600}
.nav ul{list-style:none;margin:0;padding:0;display:flex;gap:22px;flex-wrap:wrap}
.logo-wrap{display:flex;align-items:center;gap:10px}
.logo-wrap img{height:44px;border-radius:4px}
.logo-text{font-size:1.05em;font-weight:700;color:#fff;line-height:1.2}
.logo-sub{font-size:.75em;opacity:.85;display:block}
.mobile-toggle{display:none;background:none;border:none;color:#fff;font-size:1.6em;cursor:pointer;padding:4px}
@media(max-width:700px){.mobile-toggle{display:block}.nav ul{display:none;width:100%;gap:8px}.nav ul.open{display:flex;flex-direction:column}}
.hero{background:#1D3557;min-height:400px;display:flex;align-items:center;position:relative;background-size:cover;background-position:center}
.hero::before{content:' ';position:absolute;inset:0;background:rgba(0,0,0,.48)}
.hero>div{position:relative;z-index:1}
.wrap{max-width:1100px;margin:0 auto;padding:0 24px}
.hero h1{margin:0 0 14px;font-size:2.5em;font-weight:800;color:#fff;text-shadow:0 2px 14px rgba(0,0,0,.4)}
.hero p{margin:0;font-size:1.2em;color:rgba(255,255,255,.9);text-shadow:0 1px 6px rgba(0,0,0,.3);max-width:600px}
.hero-btns{margin-top:28px;display:flex;flex-wrap:wrap;gap:8px}
.btn{display:inline-block;background:#C1604A;color:#fff;padding:13px 28px;border-radius:6px;font-weight:700;text-decoration:none}
.btn-white{background:#fff;color:#1D3557;padding:13px 28px;border-radius:6px;font-weight:700;text-decoration:none}
.section{padding:64px 0}
.section-alt{background:#fff}
.section h2{font-size:1.85em;margin:0 0 6px;color:#1D3557}
.section p{color:#444;margin:0 0 16px}
.section-sub{font-size:.95em;color:#666;margin-bottom:28px}
.page-header{background:#1D3557;color:#fff;padding:56px 0;text-align:center}
.page-header h1{margin:0 0 8px;font-size:2.2em;color:#fff}
.page-header p{margin:0;font-size:1.05em;opacity:.88;max-width:600px;margin:0 auto}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(270px,1fr));gap:22px;margin-top:28px}
.two-col{display:flex;gap:44px;flex-wrap:wrap;align-items:flex-start}
.card{background:#fff;border-radius:10px;padding:26px;box-shadow:0 2px 10px rgba(0,0,0,.07)}
.card-alt{background:#f8f9fa;border-radius:10px;padding:24px;border:1px solid #eee}
.trust-bar{display:flex;gap:28px;flex-wrap:wrap;justify-content:center;margin-top:28px;padding:22px 0;border-top:1px solid #eee;border-bottom:1px solid #eee}
.trust-item{display:flex;align-items:center;gap:8px;font-weight:600;font-size:.9em;color:#1D3557}
.cta{background:#1D3557;color:#fff;text-align:center;padding:60px 0}
.cta h2{color:#fff;margin:0 0 8px}
.cta p{color:rgba(255,255,255,.88);margin:0 0 22px}
.svc-card{background:#fff;border-radius:10px;padding:22px;text-align:center;border:1px solid #eee}
.svc-icon{font-size:2.4em;margin-bottom:10px;display:block}
.svc-card h3{color:#1D3557;margin:0 0 8px;font-size:1.05em}
.county-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(190px,1fr));gap:14px;margin-top:24px}
.county{background:#fff;border-radius:8px;padding:16px;text-align:center;border:1px solid #eee}
.county strong{color:#1D3557;font-size:.95em;display:block;margin-bottom:4px}
.faq-item{border-bottom:1px solid #eee;padding:18px 0;cursor:pointer}
.faq-item:first-child{border-top:1px solid #eee}
.faq-q{font-weight:700;font-size:1.05em;color:#1D3557;cursor:pointer;margin-bottom:8px;display:flex;justify-content:space-between}
.faq-q::after{content:'+';font-size:1.2em}
.faq-item.open .faq-q::after{content:'-'}
.faq-a{color:#444;font-size:.95em;display:none;padding-top:4px}
.faq-item.open .faq-a{display:block}
.step-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column}
.step-item{padding:18px 0 18px 64px;position:relative;border-bottom:1px solid #eee}
.step-item::before{content:counter(steps);position:absolute;left:0;top:18px;width:40px;height:40px;background:#1D3557;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:44px;margin-top:28px}
@media(max-width:700px){.contact-grid{grid-template-columns:1fr}.hero h1{font-size:1.9em}.section{padding:44px 0}}
.contact-info h3{color:#1D3557;margin:0 0 14px;font-size:1.1em}
.info-row{display:flex;align-items:flex-start;gap:12px;margin-bottom:16px;font-size:.95em}
.info-row .icon{font-size:1.2em;color:#1D3557;flex-shrink:0}
.info-row a{color:#1D3557;font-weight:600}
.info-row span{color:#444}
.form-group{margin-bottom:16px}
.form-group label{display:block;font-weight:600;margin-bottom:6px;font-size:.95em;color:#1D3557}
.form-group input,.form-group textarea,.form-group select{width:100%;padding:11px 13px;border:1.5px solid #ccc;border-radius:6px;font-size:1em;font-family:inherit;background:#fff}
.form-group input:focus,.form-group textarea:focus{outline:none;border-color:#1D3557}
.form-group textarea{resize:vertical;height:110px}
.btn-submit{background:#1D3557;color:#fff;padding:14px 30px;border:none;border-radius:6px;font-size:1em;font-weight:700;cursor:pointer;width:100%}
.footer{background:#1D3557;color:#fff;padding:40px 0 20px}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:36px;margin-bottom:28px}
@media(max-width:700px){.footer-grid{grid-template-columns:1fr}}
.footer h4{color:#fff;font-size:.85em;font-weight:700;margin:0 0 12px;opacity:.9}
.footer p,.footer a{color:rgba(255,255,255,.78);font-size:.9em;line-height:1.7}
.footer a{display:block;margin-bottom:4px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.15);padding-top:18px;text-align:center;font-size:.82em;color:rgba(255,255,255,.55)}
.text-center{text-align:center}